Given the recent downturn in the economy everyone needs to reevaluate their spending habits. The New Year is coming soon and there is no better time to put your family on a budget.
I have used several personal budget software packages over the years (MS Money, Quicken, GNU Cash) all of them are pretty good at keeping track of your checking account and telling you where your money went, but none of them really help you plan your family budget or help you try to save money.
So for this years resolution I am making another attempt budgeting and this time I decided to try a different personal budget software package called You Need A Budget. It it based on four rules.
1. Stop Living Paycheck to Paycheck.
2. Give Every Dollar a Job.
3. Prepare For Rain.
4. Roll With The Punches.
They have plenty of testimonials from people that have claimed to have turned their lives around with the help of this software. Understanding how to plan and implement your family budget doesn't have to take a lot of time or effort. Mostly it takes discipline. Hopefully this software is just what we need because if anyone needs a budget...we need a budget.
How can your money work for you? -- You Need A Budget.
